Legal Consultant (4+ PQE) – Payments

We are seeking a legal consultant with 4+ years' top-tier post-qualification experience in payments law, including payment services regulation (such as the Payment Services Directive), e-money, consumer credit, open banking, consumer duty, and regulation related to digital assets. This consultant role offers varied assignments of typically six months or more, working within our practice groups or directly with clients.

Recent opportunities include:

• Advising a bank's retail, commercial, and corporate banking teams on payments law and regulatory change, supporting payment architecture initiatives such as Open Banking, Confirmation of Payee, and the New Payments Architecture.
• Supporting a multi-jurisdictional money services business with strategic commercial agreements, cross-border expansion, and regulatory engagement.
• Providing legal support for Open Banking and Open API products at a global technology company, including product development and commercial contracting.
• Assisting a financial technology company's UK and EU credit team with geo-expansion, ‘buy now, pay later’ rollouts, revolving consumer credit products, and merchant financing initiatives.

Successful applicants will have at least two years' PQE at a firm ranked top-tier for payment services or digital assets work, ideally with recent in-house experience at a leading financial services institution (directly or as a secondee). You will be self-directed, adaptable, and motivated to build a positive consulting relationship with us, with excellent communication, project management, and commercial acumen. You must hold a practising certificate (or equivalent) entitling you to practise in the UK and have the right to reside and work in the UK.

• 4+ years' top-tier post-qualification experience in payments law, including payment services regulation, e-money, consumer credit, open banking, consumer duty, or digital assets regulation.
• Minimum two years' PQE at a firm ranked top-tier for payment services or digital assets work.
• Ideally, recent in-house legal experience at a leading financial services institution (directly or as a secondee).
• Consultant mindset, with a professional, flexible, and adaptable approach, and a commitment to building a positive relationship with us.
• Ability to transition effectively into new environments and deliver excellent service to each client.
• Excellent communication and interpersonal skills, with the ability to engage stakeholders at all levels.
• Resilient, autonomous, and credible, with strong commercial/business acumen and a client service ethic.
• Proven project management skills.
• Practising certificate (or equivalent) entitling you to practise as a lawyer in the UK, and the right to reside and work in the UK.